Injured employee visiting lawyer for advice on insurance
Often, the right legal help can overturn a delayed or denied claim for American United Life (AUL) disability benefits. Whether you are about to file your disability benefits claim with the insurance company, it is delaying the process of your claim, or you got a denial letter from it, an experienced
American United disability claims lawyer can give you a free case evaluation.
What to Expect When You File a Disability Claim with AUL
American United Life Insurance Co. is a leading provider of long-term disability insurance in the country. However, it does not always award disability benefits when it should. That is why the company is facing many lawsuits for the unreasonable denial, termination, or underpayment of long-term disability benefits. When it comes to these benefits, the company contracts the claims administration process to Disability Reinsurance Management Services Inc. You can confirm this in your AUL claim form. In dispute claim denials, both companies may be held accountable in legal actions, depending on the facts of every case.
What to Do when AUL Denied Your Claim
Make sure your claim is fully and fairly reviewed. If you hold an AUL disability insurance policy and your claim has been denied, you must call an attorney right away. If your claim is under a group disability insurance plan, your policy may be governed by ERISA regulations. Thus, there are rigid appeal procedures and deadlines you must follow. A reliable disability attorney will help you in all matters of an ERISA appeal or ERISA lawsuit. They will fight the wrongful denial or termination of your benefits.
If the ERISA law does not govern your claim, you don’t need to make an administrative appeal. Instead, you can proceed to file a lawsuit. Your attorney can help you understand your legal rights. They can help you pursue and prove whether a breach of contract took place. Also, they will perform further evaluations to determine the existence of “bad faith” or if AUL or Disability RMS practiced other unfair claims handling.
If you are dealing with a denied insurance claim from AUL, take action right away. Keep in mind that all insurance claims have deadlines that should be met if you want to collect the insurance benefits you are owed. This is particularly a matter you must pay attention to if your claim is ERISA-governed. Call your attorney as soon as possible to have an expert fighting to secure the insurance benefits you deserve.
